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How to Avoid Post-Holiday Remorse

How to Avoid Post-Holiday Remorse; American Credit Counselors Offers Advice for Those Who Overextended Themselves

Every holiday season, millions of consumers use their credit cards to finance gift purchases. Come January, those bills start rolling in and a strong case of post-holiday remorse sets in. When faced with the post-holiday blues, debt can seem insurmountable.American Credit Counselors(ACC)offers the following advice:
  • Create a Customized Budget.
  • Create a Damage Sheet.
  • Check Your Progress Weekly.
  • Shelve Your Credit Cards.
  • Make savings a habit.
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