Four steps to healthy finances
Kansas City Star 12/26/2004 Four steps to healthy finances
Humberto Cruz, columnist with the Kansas City Star boils 14 years of personal finance advice into these four steps:
- Know what you want.
- Spend no more than what you make, and preferably less.
- Save and invest the difference wisely.
- Protect what you have.
That these elements look so much like other plans promoted by finance experts for debt reduction and financial health goes to show that there are no secrets or quick and easy answers to financial woes. That's good news in that healthy financial behavior is easy to learn. The bad news is that, as Dave Ramsey has pointed out time-and-again, financial health is 20% knowledge and 80% behavior.
Get the full scoop here.
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